Jacksonville Homes under $400,000

Jacksonville Homes under $400,000

Welcome to Jacksonville, Florida – a vibrant city that beautifully blends coastal charm with urban sophistication. Nestled in Duval County, Jacksonville is not only the largest city by area in the contiguous United States, but it also boasts a thriving cultural scene, diverse neighborhoods, and a wealth of outdoor activities. With its stunning beaches along the Atlantic Ocean, lush parks, and a lively downtown district, Jacksonville offers something for everyone.

For prospective homeowners seeking affordability without sacrificing quality, Jacksonville has an impressive array of homes available for under $400,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, you’ll find a variety of options to suit your lifestyle. From charming historic bungalows in Riverside to modern townhomes in the bustling Southside, the real estate market here is as diverse as its residents.

Imagine waking up to the sound of waves crashing on the shore or enjoying a weekend picnic in one of the city’s many parks. Jacksonville’s neighborhoods are not only welcoming but also filled with amenities, including top-rated schools, shopping centers, and dining experiences that reflect the city's rich culinary scene.

With a mild climate year-round, outdoor enthusiasts can revel in activities such as boating, fishing, and hiking, making it a perfect place for those who love an active lifestyle.

Discover the charm of Jacksonville and explore the wonderful homes available for under $400,000. Your dream home in this vibrant city awaits!

Newest Jacksonville Homes under $400,000

7838 Moss Pointe Trail W, Jacksonville
$290,000
3 Beds ⋅ 2 Baths ⋅ 2167676 MLS
Welcome home to this FULLY RENOVATED 3-bedroom, 2-bath home in Chimney Lakes in the Argyle Forest area! Enjoy peace of mind with major updates, including a NEW AC and NEW WATER HEATER. Freshly painted inside and out, the home features luxury vinyl plank flooring, a cozy living room with a CHARMING FIREPLACE, a HUGE PRIMARY BEDROOM with an en-suite bath, updated bathrooms, and a STUNNING KITCHEN with QUARTZ COUNTERTOPS, soft-close cabinetry, tile backsplash, and stainless steel appliances. Modern fixtures, lighting, and hardware complete the contemporary look. Outside, enjoy a DOUBLE-CAR GARAGE and a large, FULLY FENCED BACKYARD, perfect for relaxing or entertaining. Just minutes from NAS JAX, I-295, shopping, and dining. Seller's preferred lender incentive: 1% OF THE LOAN AMOUNT toward a rate buy-down, closing costs, or escrows when financing with Bayway Mortgage Group (Edward Carlton). Terms and conditions apply.

7838 Moss Pointe Trail W, Jacksonville
1319 Spearing Street, Jacksonville
$296,500
3 Beds ⋅ 3 Baths ⋅ 2167675 MLS
Welcome to this smart living in Historic Eastside. This 3 Bedroom 2.5 Bath new construction delivers an open-concept design, kitchen with stainless steel appliances with a beverage refrigerator, soft closed cabinetry, large island, plus French doors that lead to your private backyard. Upstairs, the bedrooms and laundry room are thoughtfully situated to provide privacy and a functional layout with the main bedroom having a large vanity with dual sinks and walk in closet. Smart-home upgrades--including Wi-Fi camera flood lights, smart thermostat, app-controlled fans, Bluetooth speakers in bathrooms, UV light A/C unit, USB charging plugs in all bedrooms and a smart door system--bring convenience to every corner. With a 1-year builder warranty included, this home is the perfect blend of style, comfort, and peace of mind.

1319 Spearing Street, Jacksonville
10342 Docksider Drive E, Jacksonville
$325,000
3 Beds ⋅ 2 Baths ⋅ 2167672 MLS
Coming Soon listing, no showings. Discover this Mandarin gem 3 bed, 2 bath home w/ stunning pond views in an established neighborhood. The inviting foyer features 12x24 tile flooring & a striking stacked-stone accent wall. The vaulted living room features a wood-burning stacked-stone fireplace, plush carpeting, & French doors that open to a paver patio where you can relax, enjoy peaceful pond views, & watch wildlife. The spacious eat-in kitchen features granite countertops, tiled backsplash, smooth-top range, abundant natural light, & large wall to wall pantry w/ solid wood shelving. 2 generously sized bedrooms, 1 w/ a walk-in closet, & full bath complete the first floor. Upstairs, a spacious loft leads through double French doors to the oversized primary suite w/ vaulted ceilings, 2 large closets, & dual-vanity bath w/ walk-in shower. The home has a 2 car garage & convenient laundry area. The owner is adding a new roof & replumbing the home. A wonderful Mandarin home, affordably priced, ready for your personal touch!

10342 Docksider Drive E, Jacksonville
7060 Deer Lodge Circle Unit 112, Jacksonville
$185,000
3 Beds ⋅ 2 Baths ⋅ 2167667 MLS
Welcome home to this beautifully updated 3-bedroom, 2-bath condo in the gated Windsor Falls community. This 1,473 sq ft home features approximately $10,000 in recent interior upgrades, including new tile flooring throughout, a new kitchen backsplash, and new toilets. The community has also recently completed major exterior improvements, including a new roof and new siding. The spacious layout offers comfortable living and dining areas, generous bedrooms, and an attached 1-car garage. Windsor Falls offers a pool, clubhouse, fitness center, playground, gated entry, and a convenient Southside location near I-95, JTB, shopping, dining, St. Johns Town Center, Downtown, and the beaches. Move-in ready and easy to show!

7060 Deer Lodge Circle Unit 112, Jacksonville
10644 La Mancha Avenue, Jacksonville
$385,900
3 Beds ⋅ 2 Baths ⋅ 2167661 MLS
No HOA, No CDD, Fully renovated Pool Home in Mandarin! Discover a blend of comfort, convenience, and Florida living in this thoughtfully renovated 3-bedroom, 2-bath home. Whether you're looking for a full-time residence, second home, or rental property-subject to local regulations-this property provides exceptional versatility. Inside, you'll find a spacious layout with comfortable living and dining areas, a 2-car garage, and a designated office space featuring a charming fireplace. The updated kitchen is equipped with solid-wood shaker cabinets, quartz countertops, a modern tile backsplash, and brand-new stainless-steel appliances. New luxury vinyl plank flooring, refreshed bathrooms, updated plumbing and light fixtures, plus fresh interior and exterior paint create a stylish, move-in-ready atmosphere. Enjoy the outdoors from the screened lanai, which overlooks the fully enclosed in-ground pool. The private backyard also features a newly painted cool deck, creat ing a welcoming setting for entertaining guests, relaxing poolside, or enjoying the sunshine throughout the year. Located in the heart of Mandarin, this home is close to schools, shopping, restaurants, parks, major roadways, and Jacksonville's beautiful beaches. There is no HOA or CDD. Some photos have been virtually rendered.

10644 La Mancha Avenue, Jacksonville
10680 Lishwood Way, Jacksonville
$352,990
4 Beds ⋅ 3 Baths ⋅ 2167657 MLS
Brand new, energy-efficient home available by Nov 2026! Deciding where to buy a home? The Yellowstone floorplan in Kings Preserve offers an open-concept floorplan with 4 bedrooms, 2.5 bathrooms, and a 2-car garage. This home offers a first-floor primary suite. Entertain in the upstairs loft. Kings Preserve is a beautiful community of single-family homes located in Duval County that offers a natural setting of serene wetland and pond views. Residents will have access to community amenities including a resort-style pool and playground. Just minutes from the I-295 beltway, Kings Preserve offers easy access to all areas of Jacksonville. Five open-concept floorplans offer the features you're looking. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

10680 Lishwood Way, Jacksonville
12093 Green Thicket Lane, Jacksonville
$339,000
4 Beds ⋅ 2 Baths ⋅ 2167654 MLS
Absolutely. Here's a tighter under-1,000-character MLS version that keeps the strongest selling points: Welcome to 12093 Green Thicket Lane! Built in 2023, this beautifully maintained 4-bedroom, 2-bath home offers 1,797 sq. ft. of modern, comfortable living in Copes Landing. Situated on a desirable corner lot near the entrance of a cul-de-sac, the home features an open-concept layout connecting the kitchen, dining and living areas, plus a spacious primary suite, walk-in closet, smart-home features and 2-car garage. Step outside to a fully fenced backyard offering added privacy and a screened gazebo perfect for relaxing or entertaining. Best of all, you're approximately a 2-minute walk from the Copes Landing amenity center featuring a resort-style pool, fitness center, playground and splash pad. Enjoy newer construction without the wait, an excellent community location and amenities just steps from home! Corner lot. Cul-de-sac location. Fenced backyard. Community amenities just steps away. Come see what makes this Copes Landing home stand out!

12093 Green Thicket Lane, Jacksonville
9407 Ella Point Drive, Jacksonville
$290,990
3 Beds ⋅ 2 Baths ⋅ 2167648 MLS
Brand new, energy-efficient home available by Nov 2026! Designed for effortless living, this three-bedroom home showcases an open-concept great room, dining area, and kitchen ideal for everyday living and entertaining. A covered lanai and secluded primary suite complete the design. Now Selling in Jacksonville, Florida! Cypress Meadows - Classic Series offers new, single-family homes in Duval County. With convenient access to major employment centers and 1-295 beltway, this brand new community will be the perfect place to call home. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

9407 Ella Point Drive, Jacksonville
9591 Giada Drive, Jacksonville
$289,900
3 Beds ⋅ 2 Baths ⋅ 2167638 MLS
2024 Lennar Alexia floor plan featuring 3 bedrooms, 2.5 bathrooms, and a 2-car garage. Refreshed in 2026, this home offers white cabinetry, white quartz kitchen countertops, 42-inch cabinets, stainless steel appliances including range, dishwasher, microwave, and refrigerator, plus ceramic wood-look tile throughout the main living areas, dining area, and halls. Additional features include window blinds throughout, a screened lanai and sprinkler system.

9591 Giada Drive, Jacksonville
3048 Lorman Drive, Jacksonville
$345,000
4 Beds ⋅ 2 Baths ⋅ 2167636 MLS
Welcome to this charming 4-bed, 2-bath home in Jacksonville's desirable Mandarin area. With approx 1,248 of living space, a must see offering comfortable living and plenty of outdoor potential. The functional floor plan provides an inviting living area, separate dining and spacious kitchen ready for everyday enjoyment! This home offers a blend of classic charm and modern updates: wood/laminate flooring, granite counter tops, stainless steel appliances, two electric fireplaces updated front windows and newer AC. Fall in love with a stunning retreat and barn style man cave and bar leading to a covered porch with a spa which sets the mood for tranquility and relaxation. The generous yard offers room for outdoor enjoyment, recreation, or future improvements. Conveniently located near shopping, dining, schools, and major roadways, this property combines an established neighborhood setting with convenient access to everything Mandarin and surroundings offer. If you're a first-time buyer, downsizing, or seeking an investment opportunity, this home is ready for its next chapter. Come see the many possibilities!

3048 Lorman Drive, Jacksonville
9420 Gibson Avenue, Jacksonville
$109,900
2 Beds ⋅ 1 Baths ⋅ 2167635 MLS
*Seller Financing* This private home is tucked in your own quiet lot with mature trees giving privacy. Close to the Trout River. Updated flooring throughout. Spacious living room and kitchen. This is a path to home ownership!

9420 Gibson Avenue, Jacksonville
7340 Benes Trail, Jacksonville
$304,900
3 Beds ⋅ 2 Baths ⋅ 2167623 MLS
Welcome home to this beautiful home situated on a desirable corner lot!. Large 3 bed, 2 bath featuring tile and luxury vinyl plank flooring throughout the home. The spacious kitchen offers plenty of cabinet space, a center island, stainless steel appliances, and a pantry. Open and bright gathering room provides plenty of space for everyday living, while the formal dining room can easily be used as an office, playroom, or flex space. The spacious primary suite features a massive walk-in closet and an ensuite bath with a soaking tub, walk-in shower, and double-sink vanity. Enjoy a large yard with a white vinyl privacy fence and a covered back porch, perfect for relaxing or entertaining. Located in a desirable community and within walking distance to park, close to major highways, shopping, dining, and more—with NO CDD fees!

7340 Benes Trail, Jacksonville
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