Neptune Beach Homes under $500,000

Neptune Beach Homes under $500,000

Welcome to Neptune Beach, Florida—a charming coastal gem nestled in Duval County that perfectly blends laid-back beach living with vibrant community spirit. Known for its pristine sandy shores and stunning Atlantic sunsets, Neptune Beach is a haven for those seeking a coastal lifestyle without compromising on convenience. With its friendly neighborhoods, excellent schools, and a plethora of outdoor activities, it’s no wonder that this quaint city has become a sought-after destination for families, retirees, and anyone looking to embrace the beach life.

One of the most appealing aspects of Neptune Beach is the availability of homes under $500,000. Here, you can find a variety of housing options that cater to diverse tastes and budgets. From charming bungalows just a short stroll from the surf to modern townhomes with contemporary finishes, there’s something for everyone. These homes offer not just affordability, but also the opportunity to invest in a lifestyle filled with sun, sand, and community.

Residents enjoy a plethora of local amenities, including boutique shops, delightful eateries, and vibrant parks. The area boasts a strong sense of community, with events and festivals that bring neighbors together throughout the year. Whether you’re taking a leisurely bike ride along the scenic coastline or enjoying a sunset picnic at the beach, Neptune Beach offers a unique blend of relaxation and excitement.

Discover your dream home in Neptune Beach today and experience the enchanting coastal lifestyle that awaits you! With homes under $500,000, your piece of paradise is closer than you think.

Newest Neptune Beach Homes under $500,000

2531 Waters Edge Drive, Neptune Beach
$375,000
2 Beds ⋅ 2 Baths ⋅ 2166536 MLS
A rare find in Neptune Beach with space, privacy and features that are hard to duplicate at the beach! This 2BR/1.5BA townhome sits on an oversized .24-acre property and offers beautiful Intracoastal and marsh views, plus a detached 2-car garage with its own electric meter and private driveway—an exceptional find at this price point. Inside is bright and inviting with spacious living and dining areas, stainless appliances and indoor laundry. Outdoor living is a highlight with a screened rear porch, generous fenced yard, additional side yard and a private balcony off the primary bedroom overlooking the Intracoastal landscape—perfect for enjoying the sunset. No HOA! With a detached garage, unusually large outdoor space, water views and a tucked-away setting, this property offers a combination of privacy and versatility rarely available in Neptune Beach.

2531 Waters Edge Drive, Neptune Beach
123 Sand Castle Way, Neptune Beach
$410,000
2 Beds ⋅ 3 Baths ⋅ 2159173 MLS
Have you seen this townhome 1 mile from the beach? Tucked back in the leafy Summer Sands community of Neptune Beach, yet so conveniently located. This well maintained, two-story home offers 2 bedrooms, 3 baths, a 1-car garage, granite countertops, and a second refrigerator in the garage that conveys at closing. The screened porch and private backyard create a peaceful spot for grilling, relaxing or entertaining. Enjoy the community pool and low-maintenance living with a $111 monthly HOA fee that includes lawn care, pool maintenance, and termite/pest control. Recent professional maintenance includes HVAC and plumbing service, dryer vent cleaning, gutter cleaning, pressure washing, and carpet cleaning. The HVAC and water heater were replaced in 2022. Just 15 blocks from the beach and Atlantic Beach Town Center, with restaurants, surf shops, boutiques, bookstores, and nightlife nearby. You and your pup will love nearby BrewHound + Bar Dog Park too! Take advantage of the Beaches lifestyle!

123 Sand Castle Way, Neptune Beach
2134 Rosewood Drive, Neptune Beach
$399,000
2 Beds ⋅ 2 Baths ⋅ 2151061 MLS
Enjoy the Beach Life in this highly sought after Coastal Community. Sample the Restaurants and Shops in Town Square at the shores of Neptune Beach. This is a great opportunity to own a property, newly renovated from Floor to Ceiling. Feels like new construction. Nestled in a nature-like setting captured in a quiet neighborhood and NO HOA. This 2-Story Townhome, with NEW ROOF (April 2026), is a 2 Bedroom, 1 1/2 Bath, all Upgraded. Vinyl Plank Flooring Downstairs and New Carpet Upstairs. Smooth Ceilings throughout. The Kitchen has Quartz Countertops, Subway-Tiled Backsplash. Brand New Frigidaire Stainless Steel Appliances, SS Sink. All Windows w/New Blinds. All new Lighting throughout and (3) Remote-Controlled Ceiling Fans w/Lights. Laundry Room, Bedrooms/Bath are located Upstairs. Large Closets. AC Unit Replaced (2023), New Hardy Board Siding, Windows, Garage Door and Patio Slider Replaced (2017). Large Patio w/Fenced Backyard & Trees! Also Available for Rent, MLS #2167725

2134 Rosewood Drive, Neptune Beach
2513 Waters Edge Drive, Neptune Beach
$288,000
2 Beds ⋅ 2 Baths ⋅ 2145161 MLS
Looking for affordable coastal living in Neptune Beach? This updated 2BR/1.5BA townhouse offers modern style and convenience with no HOA located minutes from the beach, shopping and local restaurants. Enjoy an open-concept living/dining area with updated flooring, fresh paint, and new lighting. The kitchen features updated appliances and modern fixtures. A stylish half-bath and large laundry room complete the main level. Upstairs includes two spacious bedrooms and a renovated full bath. The primary bedroom offers a private balcony with a view of the Intracoastal, perfect for morning coffee or evening sunsets. The screened-in back porch overlooks a fully fenced backyard with fresh landscaping; ideal for relaxing, entertaining or enjoying the coastal breeze. Major updates include a newer roof, HVAC, plumbing, and electrical panel for peace of mind. Don't miss your chance to own a move-in ready home in one of Northeast Florida's most desirable coastal communities!

2513 Waters Edge Drive, Neptune Beach
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